Merero ea Michigan Medicare ka 2021

Litaba

• Medicare ka lintlha tsa Michigan
• Likhetho tsa Medicare ho la Michigan
• Medicare ea mantlha
• Melemo ea Medicare e Michigan
• Merero ea tlatsetso ea Medicare e Michigan
• Ngoliso ea Medicare Michigan
• Malebela a ho ingolisa ho Medicare Michigan
• Lisebelisoa tsa Medicare tsa Michigan
• Ke lokela ho etsa eng kamora moo?
• Tsela

Medicare ke lenaneo la mmuso le thusang batho ba baholo le batho ba holofetseng ba nang le bokooa ho lefella tlhokomelo ea bophelo. Ho pholletsa le naha, batho ba ka bang limilione tse 62.1 ba fumana litaba tsa bophelo bo botle ho tsoa ho Medicare, ho kenyeletsoa le batho ba ka bang limilione tse 2.1 ba Michigan.

Haeba u reka merero ea Medicare Michigan, u kanna oa ipotsa hore na ho na le likhetho life le hore na u ka khetha moralo o u loketseng joang.

Medicare ka lintlha tsa Michigan

Litsi tsa Medicare & Medicaid Services (CMS) li tlalehile tlhaiso-leseling e latelang ka mekhoa ea Medicare e Michigan bakeng sa selemo sa morero sa 2021:

• Kakaretso ea baahi ba Michigan ba 2,100,051 ba ngolisitsoe ho Medicare.
• Litefiso tsa khoeli le khoeli tsa Medicare Advantage li fokotsehile Michigan ha li bapisoa le selemo se fetileng - ho tloha ho $ 43.93 ka 2020 ho fihlela ho $ 38 ka 2021.
• Ho na le merero e 169 ea Medicare Advantage e fumanehang Michigan bakeng sa 2021, ha e bapisoa le merero e 156 ka 2020.
• Baahi bohle ba Michigan ba nang le Medicare ba na le monyetla oa ho reka moralo oa Medicare Advantage, ho kenyelletsa le merero e nang le li-premium tsa $ 0.
• Ho na le merero e 29 e ikemetseng ea Medicare Part D e fumanehang Michigan bakeng sa 2021, ha e bapisoa le merero e 30 ka 2020.
• Baahi bohle ba Michigan ba ikemiselitseng ho ikemela Karolo ea D ba na le phihlello ea ho ba le moralo o tlase ho feta oo ba o lefileng ka 2020.
• Ho na le maano a 69 a fapaneng a Medigap a fanoang Michigan bakeng sa 2021.

Likhetho tsa Medicare ho la Michigan

Naheng ea Michigan ho na le likhetho tse peli tsa mantlha bakeng sa tšireletso ea Medicare: Medicare ea mantlha le Medicare Advantage. Original Medicare e laoloa ke mmuso oa koporasi, ha merero ea Medicare Advantage e fanoa ke lik'hamphani tse ikemetseng.

Medicare ea mantlha

Original Medicare e na le likarolo tse peli: Karolo ea A le Karolo ea B.

Karolo ea A (inshorense ea sepetlele) e u thusa ho lefella litšebeletso tse kang ho lula sepetleleng sa bakuli le tlhokomelo e nang le boiphihlelo ea booki.

Karolo ea B (inshorense ea bongaka) e u thusa ho lefella litšebeletso tse ngata tsa bongaka, ho kenyeletsoa litšebeletso tsa lingaka, tlhahlobo ea bophelo bo botle le tlhokomelo ea bakuli ba kantle ho nako.

Melemo ea Medicare e Michigan

Merero ea Medicare Advantage ke tsela e 'ngoe ea ho fumana tšireletso ea hau ea Medicare. Ka linako tse ling li bitsoa Karolo ea C. Merero ena e bokelletsoeng e tlameha ho koahela lits'ebeletso tsohle tsa Medicare likarolo tsa A le B. Hangata, le tsona li kenyelletsa Karolo ea D. Merero ea Medicare Advantage e kanna ea fana ka melemo e meng e mengata, joalo ka pono, meno le tlhokomelo ea kutlo.

Joaloka moahi oa Michigan, u na le likhetho tse ngata tsa Medicare Advantage. Ho tloha ka 2021, lik'hamphani tse latelang tsa inshorense li fana ka merero ea Medicare Advantage Michigan:

• Aetna Medicare
• Blue Care Network
• Blue Cross Blue Shield ea Michigan
• HAP Senior Plus
• Humana
• Pele ho Bophelo Medicare
• Tšepo ea Medicare Molemo
• UnitedHealthcare
• Tlhokomelo
• Zing Bophelo

Likhamphani tsena li fana ka merero literekeng tse ngata tsa Michigan.Leha ho le joalo, linyehelo tsa Medicare Advantage li fapana ka setereke, ka hona kenya khoutu ea hau ea ZIP ha u batla meralo ea moo u lulang teng.

Bakeng sa ba bang ba Michiganders, ho na le tsela ea boraro ea ho fumana Medicare: MI Health Link. Merero ena ea tlhokomelo ea tlhokomelo ke ea batho ba ngolisitseng Medicare le Medicaid.

Merero ea tlatsetso ea Medicare e Michigan

Merero ea Medicare supplement (Medigap) ke mofuta oa inshorense ea Medicare e rekisoang ke lik'hamphani tse ikemetseng. Li etselitsoe ho thusa ho koahela litšenyehelo tsa mantlha tsa Medicare, joalo ka:

• kholiseho
• kopi
• tse fokotsoang

Ho na le merero e 10 ea Medigap, 'me e' ngoe le e 'ngoe e fuoa lebitso la lengolo. Ho sa tsotelehe u sebelisa k'hamphani efe, litaba tse fanoang ke moralo o itseng oa mangolo li tlameha ho tšoana. Leha ho le joalo, litheko le phumaneho ea moralo ka mong li ka fapana ho latela mmuso, setereke, kapa khoutu ea ZIP moo u lulang.

Michigan, lik'hamphani tse ngata tsa inshorense li fana ka merero ea Medigap. Ho tloha ka 2021, lik'hamphani tse ling tse fanang ka merero ea Medigap Michigan li kenyelletsa:

• AARP - UnitedHealthcare
• Blue Cross Blue Shield ea Michigan
• Cigna
• Colonial Penn
• Humana
• Pele ho Bophelo
• State Farm

Ka kakaretso, o na le maano a 69 a fapaneng a Medigap a fumanehang ho khetha selemong sena haeba u lula Michigan.

Ngoliso ea Medicare Michigan

Haeba u fumana melemo ea penshene ea Social Security, u kanna oa ingolisa ka boiketsetso ho Medicare ha u le lilemo li 65. U kanna oa ngolisoa ka boiketsetso qalong ea khoeli ea hau ea 25 ho SSDI haeba u le motho e moholo ea holofetseng.

Haeba u sa ngolisoa ka boiketsetso ho Medicare, u ka ingolisa ka linako tse ling nakong ea selemo. Linako tse latelang tsa ho ingolisa lia fumaneha:

• Nako ea ngoliso ea pele. Haeba u tšoaneleha bakeng sa Medicare u le lilemo li 65, u ka ingolisa nakong ea ngoliso ea pele ea likhoeli tse 7. Nako ena e qala likhoeli tse 3 pele khoeli eo u qetang lilemo tse 65, e kenyelletsa khoeli ea letsatsi la tsoalo, 'me e fela likhoeli tse 3 kamora khoeli ea letsatsi la tsoalo.
• Nako ea ngoliso e bulehileng ea Medicare. Haeba u na le Medicare, u ka etsa liphetoho tsebong ea hau pakeng tsa la 15 Mphalane le la 7 Tšitoe selemo se seng le se seng. Sena se kenyelletsa ho kenela leano la Medicare Advantage.
• Nako ea ngoliso e bulehileng ea Medicare Advantage. Pakeng tsa la 1 Pherekhong le la 31 Hlakubele selemo se seng le se seng, batho ba nang le merero ea Medicare Advantage ba ka fetola tšireletso ea bona. Ka nako ena, o ka fetohela leanong le lecha la Medicare Advantage kapa oa khutlela ho Medicare ea mantlha.
• Linako tse khethehileng tsa ho ngolisa. U ka ingolisa ka linako tse ling tsa selemo haeba u ba le liketsahalo tse itseng tsa bophelo, tse kang ho lahleheloa ke moralo oa bophelo bo botle ba mohiri kapa ho ithaopa naheng esele.

Malebela a ho ingolisa ho Medicare Michigan

Ho khetha moralo oa Medicare Michigan ke qeto e kholo. Lintho tse ling ke tsena tseo u ka batlang ho nahana ka tsona ha u ntse u reka:

• Marangrang a mofani. Haeba u khetha ho ingolisa morerong oa Medicare Advantage, ka kakaretso u hloka ho fumana tlhokomelo ea hau ho bafani ba inthaneteng. Pele o ingolisa, fumana hore na lingaka, lipetlele le lits'ebeletso tseo u li etelang ke karolo ea marang-rang a moralo.
• Sebaka sa ts'ebeletso. Original Medicare e fumaneha naheng ka bophara, empa merero ea Medicare Advantage e sebeletsa libaka tse nyane tsa lits'ebeletso. Fumana hore na sebaka sa ts'ebeletso sa moralo ka mong ke eng, le hore na u na le tšireletso e kae ha u tsoela kantle ho sebaka sa ts'ebeletso.
• Litšenyehelo tse tsoang ka pokothong. U kanna ua hloka ho lefa li-premium, li-deductibles, kapa li-copayment bakeng sa tšireletso ea hau ea Medicare. Merero ea Medicare Advantage e na le litšenyehelo tsa selemo le selemo tse tsoang kantle ho pokotho. Etsa bonnete ba hore moralo oo u o khethang o tla lekana le tekanyetso ea hau.
• Melemo. Merero ea Medicare Advantage e hloka ho koahela lits'ebeletso tse tšoanang le tsa Medicare ea mantlha, empa li ka fana ka melemo e meng, joalo ka tlhokomelo ea meno kapa pono. Ba kanna ba fana ka liphallelo tse kang mananeo a bophelo bo botle le lithethefatsi tse rekisoang.
• Tlhahiso e ngoe ea hau. Ka linako tse ling, ho ingolisa bakeng sa moralo oa Medicare Advantage ho bolela ho lahleheloa ke mokhatlo oa hau kapa mohiri. Haeba u se u ntse u koahetse, fumana hore na e tla ameha joang ke Medicare pele u etsa liqeto.

Lisebelisoa tsa Medicare tsa Michigan

Haeba u batla ho ithuta haholoanyane ka merero ea Medicare e Michigan, lisebelisoa tse latelang li ka ba molemo:

• Lenaneo la Thuso ea Medicare / Medicaid ea Michigan, 800-803-7174
• Ts'ireletso ea Sechaba, 800-772-1213

Ke lokela ho etsa eng kamora moo?

Haeba u se u loketse ho ingolisa ho Medicare, kapa haeba u batla ho ithuta ho eketsehileng ka merero ea Medicare Advantage e Michigan:

• Ikopanye le Lenaneo la Thuso ea Medicare / Medicaid la Michigan ho fumana tlhabollo ea mahala ea bophelo bo botle le ho thusa ho tsamaisa Medicare.
• Tlatsa kopo ea marang-rang marang-rang webosaeteng ea Ts'ireletso ea Sechaba, kapa kenya kopo ka seqo ofising ea Ts'ireletso ea Sechaba.
• Bapisa merero ea Medicare Advantage ho Medicare.gov, 'me u ingolise morerong.

Tsela

• Batho ba ka bang limilione tse 2.1 ba Michigan ba ngolisitsoe ho Medicare ka 2020.
• Ho na le lik'hamphani tse 'maloa tsa inshorense tse ikemetseng tse fanang ka mefuta e fapaneng ea Medicare Advantage ho la Michigan.
• Ka kakaretso, litšenyehelo tsa khoeli le khoeli li fokotsehile bakeng sa merero ea 2021 ea Medicare Advantage e Michigan.
• Hape ho na le likhetho tse 'maloa tsa Karolo D le Medigap haeba u lula Michigan' me u thahasella ho reka merero eo.

Sengoliloeng sena se ntlafalitsoe ka la 2 Mphalane 2020 ho bonts'a tlhaiso-leseling ea 2021 ea Medicare.

Tlhahisoleseling e fumanehang webosaeteng ena e ka u thusa ho iketsetsa liqeto ka inshorense, empa ha ea etsetsoa ho fana ka likeletso mabapi le ho reka kapa ho sebelisa inshorense kapa lihlahisoa tsa inshorense. Healthline Media ha e sebetse khoebong ea inshorense ka tsela efe kapa efe ebile ha e na laesense ea ho ba k'hamphani ea inshorense kapa moetsi oa matla afe kapa afe a U.S. Healthline Media ha e khothaletse kapa ho ts'ehetsa batho ba boraro ba ka etsang khoebo ea inshorense.