Na Medicare e koahela likhalase?

Litaba

• Na Medicare e lefella likhalase tsa mahlo?
• Palo ea Medicare Part B
• Tlhaloso ea Medicare Advantage
• Medigap
• Ke eng e sa koaeloang ke Medicare bakeng sa pono?
• Likhetho tse ling tsa ho koahela likhalase tsa mahlo
• Tsela

• Medicare ha e lefe likhalase tsa mahlo, ntle le likhalase tsa mahlo tse hlokahalang kamora ho buuoa ka lera la mahlo.
• Merero e meng ea Medicare Advantage e na le tšireletso ea pono, e ka u thusang ho lefella likhalase tsa mahlo.
• Hona le mekhatlo ea sechaba le e sa etseng phaello e ka u thusang ho lefella likhalase tsa mahlo le lilense.

Ka tloaelo Medicare ha e koahele litšebeletso tsa pono tse tloaelehileng, ho kenyeletsoa ho lefella likhalase tsa mahlo le lilense tsa puisano. Ho joalo, ho na le mekhelo e meng, ho kenyeletsoa haeba o na le leano la Medicare Advantage le fanang ka tšireletso ea pono. Tsoela pele ho bala ho fumana hore na u ka fumana thuso joang ho lefella likhalase.

Na Medicare e lefella likhalase tsa mahlo?

E le molao o akaretsang, Medicare ea mantlha ha e lefelle likhalase tsa mahlo. Sena se bolela hore haeba o hloka likhalase tse ncha, o kanna oa lefa liperesente tsa 100 tsa litšenyehelo ka pokothong.

Leha ho le joalo, ho na le mekhelo e meng haeba u na le Medicare Advantage kapa kamora hore u buuoe cataract. Re tla hlahloba lintlha tsa mekhelo ena kamoso.

Palo ea Medicare Part B

Medicare Karolo ea B (tšireletso ea bongaka) e tla lefella lilense tsa likhalase tsa mahlo ka mor'a ho etsoa opereishene ea leihlo ka ho kenya lense ea intraocular.

Leha ho le joalo, sena ha se bolele hore likhalase tsa hau li lokolohile ka botlalo. U tla lefa karolo ea 20 lekholong ea litšenyehelo tsa likhalase tsa hau tsa mahlo, 'me karolo ea hau ea Karolo ea B e tla sebetsa. Melao e 'maloa e kenyelletsa:

• o tla lefa litšenyehelo tse eketsehileng bakeng sa liforeimi tse ntlafalitsoeng
• o tlameha ho reka likhalase tsa mahlo ho mofani oa thepa ea ngolisitsoeng ka Medicare

Haeba u lahleheloa kapa u roba likhalase tsena, Medicare e ke ke ea lefella e ncha. Medicare e lefa feela likhalase tse peli tse ncha tsa bophelo ka nako e 'ngoe le e' ngoe, ka leihlo leo u buuoang ka lona. Kahoo, haeba u etsoa opereishene ho lokisa leihlo le le leng, u ka fumana likhalase tsa mahlo ka nako eo. Haeba u ka etsoa opereishene ea leihlo leihlong le leng hamorao, u ka fumana likhalase tse ling tse ncha tsa mahlo.

Tlhaloso ea Medicare Advantage

Medicare Advantage (kapa Medicare Part C) ke sebaka se fapaneng le Medicare ea mantlha moo u khethang k'hamphani ea inshorense ea poraefete ho phethahatsa melemo ea hau ea Medicare. Morero oa Medicare Advantage o tlameha ho fana ka tsohle tseo Medicare ea mantlha e li etsang, 'me merero e meng e holisa tšireletso ea eona ho kenyelletsa tlhokomelo ea meno, kutlo kapa pono.

Le ha Medicare Advantage e ka fana ka melemo e meng ea pono, ho ntse ho na le litšenyehelo tse kantle ho pokotho. Ho ea ka phuputso ea haufinyane, Medicare Advantage enrollees ka ho koaheloa ha pono e ntse e lefa liperesente tse 62 tsa litšenyehelo tse amanang le tšebeliso ea bona ea pono.

Haeba u na le Medicare Advantage e koahelang pono, ho bohlokoa ho sebelisa bafani ba inthaneteng bakeng sa tlhokomelo ea pono ea hau. Moralo oa hau o kanna oa ba o khetha bafani ba likhalase tsa mahlo le lilense. Ho khetha lethathamong la bafani ba tumello hangata ho tla u thusa ho boloka litšenyehelo tse ngata ka ho fetisisa.

Haeba u khetha leano la Medicare Advantage le koahelang pono, chelete ea hau ea pele kapa e theoleloang e kanna ea phahama hanyane. Ho koahela pono ea hau ho ka boela ha hloka tefo ea tefo bakeng sa lits'ebeletso tsa pono le theko ea likhalase tsa mahlo. Ka merero e meng, o tlameha ho kopana le chelete ea hau e tlositsoeng pele moralo oa hau o ka lefa karolo ea lits'ebeletso tsa hau tsa pono. Leha ho le joalo, haeba u nahana hore u tla hloka litšebeletso tsa pono khafetsa, leano le koahelang pono le ka u bolokela chelete qetellong.

Ho fumana moralo oa Medicare Advantage o fanang ka tšireletso ea pono, o ka sebelisa sesebelisoa sa ho batla Morero oa Medicare. U ka boela ua ikopanya le meralo ea Medicare Advantage le likhamphani ka kotloloho ho botsa lipotso mabapi le ho koaheloa ha pono.

Medigap

Medicare supplement inshurense, kapa Medigap, ke leano la tlatsetso la inshorense leo u ka le rekang haeba u na le Medicare ea mantlha. Le ha Medigap e ka thusa ho lefella litšenyehelo tse tsoang kantle ho pokothong tse amanang le likarolo tsa Medicare A le B, joalo ka lichelete tsa tšepe le tse theotsoeng, ho ke ke ha thusa ho lefella "tse ling" joalo ka tlhokomelo ea pono.

Ke eng e sa koaeloang ke Medicare bakeng sa pono?

Medicare ha e koahele lits'ebeletso tse latelang tse amanang le tlhokomelo ea pono:

• litlhahlobo tse tloaelehileng tsa mahlo
• theko ea likhalase tsa mahlo
• theko ea lilense tsa puisano
• theko ea lilense tse ntlafalitsoeng

Leha ho le joalo, Medicare Karolo ea B e fana ka litlhatlhobo tsa pono, ho kenyeletsoa tlhahlobo ea glaucoma ea selemo le selemo bakeng sa ba kotsing le tlhahlobo ea mahlo ea selemo le selemo bakeng sa ba nang le lefu la tsoekere bakeng sa ts'oaetso ea lefu la tsoekere. Medicare e boetse e akaretsa ho buuoa ka leihlo.

Likhetho tse ling tsa ho koahela likhalase tsa mahlo

Ho na le mekhatlo e 'maloa e ka thusang ka litšenyehelo tsa likhalase tsa hau tsa mahlo le tlhokomelo ea pono. Mehlala e meng e kenyelletsa:

• Tsela

  Medicare ha e fane ka litaba tse akaretsang tsa pono, ho kenyeletsoa le ho lefella likhalase tsa mahlo. Hangata e akaretsa lits'ebeletso tsa bongaka tse amanang le pono, joalo ka ho etsa liteko tsa lefu la tsoekere kapa la glaucoma.

  Haeba uena kapa motho eo u mo ratang a ka sebelisa thuso ho reka likhalase tsa mahlo, ho na le mekhatlo e mengata ea sechaba le ea naha e ikemiselitseng ho thusa ho fana ka tlhokomelo ea pono.

  Tlhahisoleseling e fumanehang webosaeteng ena e ka u thusa ho iketsetsa liqeto ka inshorense, empa ha ea etsetsoa ho fana ka likeletso mabapi le ho reka kapa ho sebelisa inshorense kapa lihlahisoa tsa inshorense. Healthline Media ha e sebetse khoebong ea inshorense ka tsela efe kapa efe ebile ha e na laesense ea ho ba k'hamphani ea inshorense kapa moetsi oa matla afe kapa afe a U.S. Healthline Media ha e khothaletse kapa ho ts'ehetsa batho ba boraro ba ka etsang khoebo ea inshorense.